Commercial property loans in Australia typically require a minimum 20–30% deposit and are assessed differently to residential loans. Lenders consider the property type, lease arrangements, borrower entity, and income. A mortgage broker with commercial experience can source options from both major banks and specialist lenders.
Commercial Property Finance for Melbourne Business Owners
Commercial lending is more complex than residential. Security types, lease structures, entity selection, and lender appetite all play a role. We have the experience to navigate these challenges and find the right solution from our panel of lenders.
- Office, retail, and industrial property purchases in Melbourne and Victoria
- Commercial refinancing and equity release
- Specialist lenders for non-standard security types
- Entity structuring options (company, trust, SMSF) — consult your accountant for entity advice
- Development finance for smaller projects
- Mixed-use property solutions
When Major Banks Say No
We've settled commercial deals that the major banks rejected — by sourcing specialist lenders who understand non-standard property types and borrower situations. Our panel includes lenders who accept a wider range of commercial security than the big four.