Stamp duty, first home buyer concessions, government fees, LMI and repayments for every Australian state and territory, with notes from a working Melbourne mortgage broker on what the numbers mean.
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Not included: conveyancing (often $1,000 to $2,500), building and pest inspection, lender fees, moving costs and council or water rate adjustments at settlement.
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Important: This calculator provides estimates only, based on the figures you enter and published government rates. It is general information and does not consider your objectives, financial situation or needs. It is not credit assistance, financial, legal or tax advice, or an offer of finance.
LMI figures are a rough guide only; actual premiums depend on the lender and insurer. Eligibility for stamp duty concessions, the First Home Owner Grant and the 5% Deposit Scheme depends on criteria not checked here. Repayments are indicative and exclude fees.