Mortgage calculators

Quick, plain-English calculators to help you plan, whether you're saving, buying or already paying off a loan. Each one takes a couple of minutes. The more accurate the numbers you put in, the more accurate the answer, and Jenny is always happy to check them with you.

Buying a home

Quick and simple

Home loan repayment calculator

Enter a loan amount, rate and term to see your monthly, fortnightly and weekly repayments, the total interest, and what a rate change would do.

  • You'll need: a loan amount and interest rate
  • Takes under a minute
Work out my repayments
Any state or territory

Home buying cost calculator

Found a place, or have a price in mind? See what it will really cost: stamp duty, first home buyer savings and grants, government fees, LMI and repayments.

  • You'll need: the purchase price, your savings and income
  • Takes about 2 minutes
Work out my costs
Know your budget

What can I buy?

Know your deposit and how much you can borrow? See the highest price you can buy for once stamp duty, fees and LMI are covered.

  • You'll need: your cash and the most you can borrow
  • Takes about 2 minutes
Find my price range
Still saving

Deposit savings calculator

See when you could have a 5%, 10%, 15% or 20% deposit, including stamp duty and fees, and how much faster you'd get there saving a little more.

  • You'll need: your savings and how much you save each month
  • Takes about 2 minutes
Plan my deposit

Already have a home loan

Rates going up?

Rate rise calculator

See what a rate rise would do to your repayments, including fixed rates about to end, interest-only loans, offset and redraw.

  • You'll need: your latest home loan statement or banking app
  • Takes about 2 minutes
Check my repayments
Pay it off sooner

Extra repayments and offset

See how much interest and time you could save with extra repayments, a lump sum or money in an offset account.

  • You'll need: your latest home loan statement or banking app
  • Takes about 2 minutes
See my savings

Rather talk it through?

A calculator gives you a starting point. A free 30-minute chat gives you a plan that fits your situation, and there's no obligation.

Book a free consultation Or call Jenny on 0411 089 384
Mon to Fri 9am to 5pm. Evenings and weekends by appointment.
Book a free chat Call